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Personal Finance Blog

Financial Literacy Matters

Latest Articles

Budget 2026 Highlights

Budget 2026 Highlights On Personal Finance

Finance Minister Nirmala Sitharaman, on 1 Feb 2026, while presenting the Interim Budget, kept the income tax slab rates unchanged for both new and old

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  • 2 minutes read
Understanding Insurance Policies

Understanding Insurance Policies: Definition and Different Types of Insurance

Understanding insurance policies helps you protect your family, health, home, and income. Explore types, and tips for smarter insurance planning.
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  • 15 minutes read
Money Management Formula

Money Management Formula: Step-by-Step Guide for Budgeting

Budgeting is a critical exercise in the wealth creation journey. Get your finances sorted with a money management formula.
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  • 11 minutes read
How To Plan Personal Finance

Financial Plan: How To Plan Personal Finance Better in 2026?

A Financial Plan can help to achieve your financial goals with the right investment. Let’s learn how to plan personal finance better in 2026.
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  • 10 minutes read

Choose A Topic To Dive Deeper:

Financial Planning
Insurance Planning
Mutual Funds
Investment Planning
Loan Management
Tax Planning

All Insightful Articles

What is a Critical Illness Policy

What is a Critical Illness Policy: Should I Buy Critical Illness Insurance Cover?

Learn about what is a critical illness policy and how a critical illness insurance plan can help you safeguard against serious illness and hard-earned money.
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  • 5 minutes read
How Much Health Insurance Do I Need

How Much Health Insurance Do I Need?- 2 Major Reasons to Buy

Health insurance coverage guide on how much health insurance do I need, given the increasing medical costs in India.
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  • 7 minutes read
Emergency fund: where to invest

Emergency Fund Where to Invest and Why Build an Emergency Fund?

Learn about an emergency fund where to invest, and why to have it. Step-by-step guide on building an emergency fund.
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  • 6 minutes read
Unclaimed Mutual Funds In India

Unclaimed Mutual Funds (Dividend & Redemption): Overview And Recovery Process

Steps to check your unclaimed mutual funds (dividend and redemption) and recovery process.
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  • 5 minutes read

9 Strategies: How to Close Home Loan Early | Repay Home Loan Faster

Learn 9 ways to repay your home loan faster and strategies on how to close home loan early.
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  • 7 minutes read
Latest Interest Rate on Small Saving Scheme

Latest Interest Rate on Small Saving Schemes: April-June 2024

Latest Interest Rate On Small Saving Scheme applicable during the April-June 2024 quarter is announced.
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  • 20 minutes read
Tax Harvesting Mutual Funds

Maximize Your Tax Savings with Tax Harvesting Mutual Funds: A Complete Guide

Tax Harvesting is a powerful strategy for maximizing capital gain taxes. Learn the secrets of tax harvesting mutual funds (short & long term capital gains).
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  • 6 minutes read
Best Retirement Investment Options

Exploring The Best Retirement Investment Options in India

Understand the best retirement investment options so you can plan for retirement without running short of funds.
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  • 9 minutes read
How Do You Become Wealthy

How Do You Become Wealthy? Ways To Become A Millionaire / Get Rich

How do you become wealthy depends upon the path you choose. Learn how to build wealth and become a millionaire for your financial security.
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  • 8 minutes read

About Author

Salma Sony

"My focus is on my client, not on selling financial products."

Hello, I'm Salma!

I’m a SEBI Registered Investment Adviser (RIA No.:INA000017222) & Certified Financial PlannerCM (FPSB No.: 60832) with 15 years of experience in the financial industry, aiming to improve India’s financial literacy and enable people to learn about financial planning in the most simplified way.

I started creating content on my YouTube channel to build financial awareness and later began writing articles. So far, I have published 100+ articles on personal finance.

My intention in writing articles was to simplify complex money matters step by step so that readers, when needed, can take time to absorb the concepts and take charge of their financial journey confidently. My articles aim to simplify money matters and offer readers practical insights on budgeting, investments, debt management, and financial planning – all backed by my professional expertise and real-world experience.

  • My Mission: To impact individuals and families by helping them grow their net worth and live the lifestyle they desire by achieving all their financial goals using financial planning.
  • My Vision: To advise individuals and families to achieve financial wellness and peace of mind.
  • By Profession: I offer 360° structured fee-only financial planning and advisory services. I work jointly with individuals like you, helping simplify your personal finances with goal-based planning; this results in more savings, better investing, and a debt-free life for your secured financial future.

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