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Financial Planning

How to Choose a Financial Advisor in India?

Learn how to choose a financial advisor in India. Discover key factors, credentials, and tips to secure the right expert for your financial goals.

By Salma Sony
Oct 16, 2025
8 minutes read

Investment Planning, Tax Planning

How to Avoid Clubbing of Income of Husband and Wife – Clubbing of Income Under Section 64

Understand how to avoid clubbing of income of husband and wife using expert tips, Income Tax Act provisions, and compliant financial planning.

Aug 6, 2025
15 minutes read

Investment Planning

Specialized Investment Fund India – A Complete Guide

SIF: Specialized Investment Fund India explained: New SEBI investment option with flexible investment strategies, ₹10 lakh minimum. SIF vs MF vs PMS comparison.

Jul 25, 2025
11 minutes read

Investment Planning

How to Invest in ETF (Exchange Traded Funds) in India

New to ETFs? Learn how to invest in ETF in India, step-by-step. Discover types, investment benefits, risks & strategies to build a smart portfolio.

Jul 16, 2025
12 minutes read

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Investment Planning, Mutual Funds

Best Mutual Fund Performance And Selection Technique 2024- For Equity Mutual Funds in India

Learn about the best mutual fund performance and their selection technique for equity mutual funds to invest in India in 2024.

Jan 20, 2024
11 minutes read

Financial Planning, Investment Planning

Investment Planning For Salaried Employee- 6 Best Investment Options 2024

Salaried employees face unique challenges when it comes to investment planning. Here are tips on the best investment options available for salaried employees.

Jan 13, 2024
10 minutes read

Money Management

Money Management Formula: Step-by-Step Guide for Budgeting

Budgeting is a critical exercise in the wealth creation journey. Get your finances sorted with a money management formula.

Jan 5, 2024
11 minutes read

Investment Planning

Latest Post Office Interest Rate: Jan-March 2024

Find out the latest Post Office Interest Rate 2023 (Jan-March) for post office saving schemes – FD, PPF, SSY, RD, MIS, NSC.

Dec 30, 2023
20 minutes read

Mutual Funds

Tracking Error Vs Tracking Difference In Index Fund – Investor Quick Guide

Learn the difference between tracking error vs tracking difference in index / passive fund to understand how your index fund investment is doing.

Dec 20, 2023
6 minutes read

Money Management

Top 4 Secret Money Management Tips: Change the Way You Think About Money

Learn the top secret money management tips to fast track your financial freedom journey by changing the way you think about money.

Dec 15, 2023
8 minutes read

Investment Planning

Index ETF Vs Index Fund: Which Is Better?

Understand index ETF vs index fund, the difference between ETF and Index Fund, and which is better for goal-based investing.

Dec 13, 2023
9 minutes read

Insurance Planning

Buy Critical Illness Insurance Policy for Critical Illness

Critical illness insurance is an insurance policy for critical illness that helps you protect your critical illness needs and savegaurd hard-earned money.

Dec 6, 2023
12 minutes read

House Purchase Planning

How To Buy A Home Without A Loan In India

Let’s explore a simple yet effective strategy on how to buy a home without a loan.

Nov 29, 2023
7 minutes read

About Author

"My focus is on my client, not on selling financial products."

Hello, I'm Salma!

I’m a SEBI Registered Investment Adviser (RIA No.:INA000017222) & Certified Financial Planner^CM (FPSB No.: 60832) with 15 years of experience in the financial industry, aiming to improve India’s financial literacy and enable people to learn about financial planning in the most simplified way.

I started creating content on my YouTube channel to build financial awareness and later began writing articles. So far, I have published 100+ articles on personal finance.

My intention in writing articles was to simplify complex money matters step by step so that readers, when needed, can take time to absorb the concepts and take charge of their financial journey confidently. My articles aim to simplify money matters and offer readers practical insights on budgeting, investments, debt management, and financial planning – all backed by my professional expertise and real-world experience.

My Mission: To impact individuals and families by helping them grow their net worth and live the lifestyle they desire by achieving all their financial goals using financial planning.
My Vision: To advise individuals and families to achieve financial wellness and peace of mind.
By Profession: I offer 360° structured fee-only financial planning and advisory services. I work jointly with individuals like you, helping simplify your personal finances with goal-based planning; this results in more savings, better investing, and a debt-free life for your secured financial future.

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Setting goals is the first step in turning the invisible into the visible.

-Tony Robbins

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