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Personal Finance Blog

Financial Literacy Matters

Latest Articles

How to Choose a Financial Advisor in India

How to Choose a Financial Advisor in India?

Learn how to choose a financial advisor in India. Discover key factors, credentials, and tips to secure the right expert for your financial goals.
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  • 8 minutes read
How to Avoid Clubbing of Income of Husband and Wife

How to Avoid Clubbing of Income of Husband and Wife – Clubbing of Income Under Section 64

Understand how to avoid clubbing of income of husband and wife using expert tips, Income Tax Act provisions, and compliant financial planning.
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  • 15 minutes read
Specialized Investment Fund India

Specialized Investment Fund India – A Complete Guide

SIF: Specialized Investment Fund India explained: New SEBI investment option with flexible investment strategies, ₹10 lakh minimum. SIF vs MF vs PMS comparison.
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  • 11 minutes read
How to Invest in ETF

How to Invest in ETF (Exchange Traded Funds) in India

New to ETFs? Learn how to invest in ETF in India, step-by-step. Discover types, investment benefits, risks & strategies to build a smart portfolio.
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  • 12 minutes read

Choose A Topic To Dive Deeper:

Financial Planning
Insurance Planning
Mutual Funds
Investment Planning
Loan Management
Tax Planning

All Insightful Articles

New Nomination Rules for Mutual Funds and Stocks

New Nomination Rules for Mutual Funds and Stocks – 2024

Must know all about new nomination rules for Mutual Funds and Stocks – 2024
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  • 3 minutes read
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana

Must Know: Ayushman Bharat Pradhan Mantri Jan Arogya Yojana For Senior Citizens Age 70 & Above

A comprehensive guide on Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, must know.
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  • 3 minutes read
PPF and SSY Scheme New Rules

PPF and SSY Scheme New Rules Effective From October 1, 2024

All you should know about PPF and SSY Scheme New Rules Effective From October 1, 2024
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  • 3 minutes read
Revised Capital Gains Tax On Property Sale

Capital Gains Tax On Property Sale, Relief for Property Owners

Revised Capital Gains Tax On Property Sale has given to property owner. Amendment you must know.
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  • 5 minutes read
tax on mutual fund gains

Budget 2024: Revised Tax on Mutual Fund Gains – FY 2024-25 / AY 2025-26

Learn how your portfolio will impact due to Revised Tax on Mutual Fund Gains for FY 2024-25 / AY 2025-26 (Budget 2024-25)
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  • 6 minutes read
Budget 2024 Highlights

Budget 2024 Highlights: Changes In Income Tax Slab And Capital Gain Tax Rate

Budget 2024 Highlights, Changes In Income Tax Slab And capital gain tax rates.
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  • 2 minutes read
ITR for Salaried Person

ITR for Salaried Person: Which ITR Should I File for FY 2023-24 (AY 2024-25)? 

Choosing the correct ITR Form for salaried individuals can be confusing ITR-1. Learn which ITR for Salaried Person for FY 2023-24.
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  • 10 minutes read
ITR For Capital Gains

Steps To File ITR For Capital Gains (ITR-2 & ITR-3) FY 2023-24

Steps to file ITR 2 & 3 capital gain tax for mutual funds and stocks with screenshots (ITR for Capital Gains ITR-2 & ITR-3).
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  • 8 minutes read
ITR-1-vs-ITR-2

ITR 1 vs ITR 2 Form: Tax Return Filing Guide for Salaried Individual

Understand quickly how to choose the ITR form, ITR 1 vs ITR 2, which is the correct form for your income tax return filing.
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  • 8 minutes read

About Author

Salma Sony

"My focus is on my client, not on selling financial products."

Hello, I'm Salma!

I’m a SEBI Registered Investment Adviser (RIA No.:INA000017222) & Certified Financial PlannerCM (FPSB No.: 60832) with 15 years of experience in the financial industry, aiming to improve India’s financial literacy and enable people to learn about financial planning in the most simplified way.

I started creating content on my YouTube channel to build financial awareness and later began writing articles. So far, I have published 100+ articles on personal finance.

My intention in writing articles was to simplify complex money matters step by step so that readers, when needed, can take time to absorb the concepts and take charge of their financial journey confidently. My articles aim to simplify money matters and offer readers practical insights on budgeting, investments, debt management, and financial planning – all backed by my professional expertise and real-world experience.

  • My Mission: To impact individuals and families by helping them grow their net worth and live the lifestyle they desire by achieving all their financial goals using financial planning.
  • My Vision: To advise individuals and families to achieve financial wellness and peace of mind.
  • By Profession: I offer 360° structured fee-only financial planning and advisory services. I work jointly with individuals like you, helping simplify your personal finances with goal-based planning; this results in more savings, better investing, and a debt-free life for your secured financial future.

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