“I Help Individuals With Personalized & Unbiased Financial Advisory Service”
Expert Financial advice that focuses on You,
not on selling financial products.
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Why Financial Planning?
Our family is the most important for us, and they are our world. That’s why it’s our responsibility to make them feel secure. A family is considered strong, stable and secure when it is financially comfortable today and tomorrow. For a happy family, financial wellness is a must.
Every family’s financial goals, aspirations and dreams are unique and precious.
“I believe money is a tool, and Financial Planning helps enjoy life today while still planning responsibly for tomorrow.“
Financial Planning can build financial wellness for families. It needs a personalized approach, meticulous Planning, and Financial Advisory Service will help you on that.
An investment based on a financial plan makes you more likely to attain your financial goals.
When it comes to financial planning, the experts’ guide can change your financial future.
FIDUCIARY
I have Fiduciary responsibility. Hence, I put the client's interests ahead of everything else. Trust, Ethics and Integrity are the foundations of client engagement.
APPROACH
My goal is to simplify your financial life. I follow the simplistic approach of awakening a financial planner inside you by guiding you on how to control your behavior and manage the risk.
NO AFFILIATION
I am not affiliated (directly and indirectly) with any Mutual Fund Companies, Insurance Companies or sell you any products. I practice the fee-only financial planning module, where my approach revolves around you.
How do you know if you could benefit from the financial Advisory service of a Certified financial plannerCM?
You may not have the time, energy and desire to plan, manage and monitor your finances actively. You may find it complicated and want help getting started. Here it would help if you had an expert and experienced financial planner. My Financial Advisory Service can help you to take your Financial Future to the next level which focuses on what is the best for you.
Financial Planning Services
Financial Advisory Service based on Financial Planning is a holistic approach to personal finance management. It brings in a 360-degree view of your financial need.
Financial Planning Services includes analyzing your current financial situation, securing all your life financial goals with appropriate Insurance planning, and designing your investments based on your financial goals.
Financial Advisory Service based on Financial Planning can help you in your financial future beyond imagination.
Investment Advisory Services
You might have already started your random investments or be thrilled to start fresh. However, choosing the right investment is the most important step in the investment journey, often ignored. Your portfolio potential to perform in the long-term will depends upon your chosen product and the strategy you plan towards investment.
Financial Advisory Service based on Investment Planning will guide you to choose the right investment based on your risk appetite.
Retirement Planning Services
You may have prepared a detailed financial plan by yourself; however, you may still need expert guidance to fine-tune the same. I offer customized Financial Advisory Service for retirement planning dedicated to someone who is age 50 and above.
Financial Advisory Service based on Retirement Planning will guide you to accomplish your desired goal systematically.
Financial Wellness Session
Financial wellness results from making informed short- and long-term financial decisions that result in optimal health, productivity, and a solid foundation for every stage in life. But why exactly is financial wellness important for an organization? Here are few reasons:
- Happy & healthier employees
- Productive employees
Retirement Planning Services
You may have prepared a detailed financial plan by yourself; however, you may still need expert guidance to fine-tune the same. I offer customized Financial Advisory Service for retirement planning dedicated to someone who is age 50 and above.
Financial Advisory Service based on Retirement Planning will guide you to accomplish your desired goal systematically.
Financial Wellness Session
Financial wellness results from making informed short- and long-term financial decisions that result in optimal health, productivity, and a solid foundation for every stage in life. But why exactly is financial wellness important for an organization? Here are few reasons:
- Happy & healthier employees
- Productive employees
Client's Love
Testimonials from Client's
EXCELLENT60 reviewsAnkur Gupta26 September 2024I have recently had the pleasure of working with Salma and cannot be more satisfied. She has been exceptional in explaining and communicating. She runs a very professional business which Ali can thoroughly recommend.Amrish Mahajan20 September 2024Ms. Salma demonstrated deep knowledge and expertise in financial planning. She patiently listened to my goals, concerns, and financial situation. She didn’t offer a one-size-fits-all solution. Instead, she customized the plan to align with my unique circumstances. Throughout the process, she provided clear action steps to achieve my goals and financial freedom. I highly recommend her services to anyone seeking personalized financial advice.Tanmay Agrawal1 September 2024Started my financial planning journey with the help of Salma next month. She has been very helpful in understanding the nitty gritties of the process and to address all my questions with patience. Highly recommended!Ashish Ojha1 September 2024You definitely need a Financial Plan and Salma did really a great job. Salma was smart, patient and passionate about her job. She carefully analyze your requirements and then chalk out a most suitable plan for you. She did not shy away from telling us what would work and what wouldn't. She helped my family to set up a plan for retirement, house, wealth, debt, contingency and others.. She insisted that spouse shoulòd attend all the sessions and I am glad that I followed. Attending such sessions with spouse will change the outcome of the activity. I will definitely recommend to use her services....Rahul Warathe30 August 2024I want to express my gratitude for the thoroughness and professionalism you've shown in managing my finances and creating a well-structured plan. Your skill in simplifying complex financial concepts and guiding me through decision-making has made me feel more confident in my financial decisions. I look forward to continuing our collaboration for many years, especially as market conditions shift/corrections. Your guidance has been invaluable, and with our regular connects, I'm confident that we will stay on track with the financial plan and goals we've set.kamati Srisailam3 August 2024Hi Salma, Thank you so much for all your suggestions and guidance on the personal finance front. I am very lucky to start my financial journey with such a professional person like Salma. She is very patient, a good listener, and explains things in detail very friendly manner. I highly recommend her services on personal financing and wealth creation for your short term and long term goals. Thank you once again, Salma!!Shashwat Vangani2 August 2024It was a pleasure working with Salma Ma’am. She guided me through the entire process of planning my investments and insurance, covering every detail with remarkable expertise. Throughout our journey, she was incredibly patient with all my queries and questions. Thanks to her guidance, I now feel much more financially secure and have a clear vision for my future goals. I'm very glad I chose to work with her. Thank you so much, Ma’am!Prashant Sengar15 June 2024It was a very delightful experience working with Salma. She is patient and compassionate, and a very good listener - all the properties I was looking in a financial advisor. Working with her has gave me a lot of clarity about my finances.SUBHAJIT GHOSH3 June 2024Anyone in need of fee only financial planner, I highly recommend Salma Sony, CFP. I am extremely happy working with her on my financial planning. She had supported in my entire financial planing journey and made sure to communicate with me during the entire process and explained the whole process.Jigyasa Jha28 May 2024Salma is very thorough and knowledgeable. I’m a beginner in Finance but she made sure to explain everything in detail which was very helpful for me. She addressed all my queries and doubts and also helped revising the plan as and when I asked for changes or modifications. She is very dedicated to help me achieve my financial goals timely.Load more
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Financial Literacy Initiative
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- Salma Sony's Answers - Quora
- How much SIP do you need to get ₹2.5 lakh monthly income?
- What should young investors know about direct plans of mutual funds?
- How can I invest in S.I.P.?
- What is STCG in SIP?
- What is the best app to know your mutual fund investments?
- How do I invest in an ELSS fund online?
- When should I start investing in ELSS if I am not in the income tax bracket (Annual CTC: 1.7Lpa)?
- How? Can I join NPS directly?
- Should I invest more than 2 lakhs in Tier 1 of NPS per year at 50 years of age?
Frequently Asked Questions
Financial Advisory Service will help you plan your finances in the right manner. If you are looking to enjoy life today and secure your financial future then the right time is NOW. Explore Fee only Financial Planning Services.
Fee Only Financial Planning Services is an annual service.
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