
How to Avoid Clubbing of Income of Husband and Wife – Clubbing of Income Under Section 64
As a fee-only financial advisor, I’ve witnessed countless couples unknowingly fall into the clubbing of income trap while attempting to optimize their taxes. Understanding how

Specialized Investment Fund India – A Complete Guide
Last week, I had a conversation with a client who asked me an interesting question: “Are there any investment options that can give me more

How to Invest in ETF (Exchange Traded Funds) in India
Last year, I met Priyesh, a 32-year-old software engineer from Bangalore. He had been investing in mutual funds for three years and was happy about
How to Create Multiple Streams of Income Through Smart Financial Planning in 2025
Imagine sipping your coffee on a Tuesday morning, knowing your bank account grew overnight—without you lifting a finger. Sounds like a dream, right? That’s the
Financial Plan: How To Plan Personal Finance Better in 2025?
Planning your finances is key to ensuring a secure and prosperous New Year. It’s the perfect time to reassess your financial foundations as we enter
How to Double Your Money?
If you have ever found yourself searching for practical answers on how to double your money without taking unnecessary risks, you are not alone. The
How To Attain Financial Freedom | 11 Steps To Achieve Financial Freedom
Have you ever dreamed of waking up every day without the pressure of bills pending or needing to check your bank account before making a
Mutual Fund Performance: Rolling Returns Vs Trailing Returns
Investing in mutual funds is popular with beginners and experienced investors. Whether you are a new or old investor and want to invest for a
Budget 2025 Income Tax Rate Changed – 7 Highlights Impacting Personal Finance
Budget 2025 Income Tax Rate Changed – 7 Highlights Impacting Personal Finance Income Tax Slab Slab Rate ₹ 0-4 lakhs Nil ₹ 4-8 lakhs 5%